<!DOCTYPE html>
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" lang="en"><head><title>Pro tip: 3 Ways to save on business insurance</title><meta http-equiv="Content-Type" content="text/html; charset=utf-8"><meta name="viewport" content="width=device-width,initial-scale=1"><!--[if mso]><xml><o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInch><o:AllowPNG/></o:OfficeDocumentSettings></xml><![endif]--><!--[if !mso]><!--><link href="https://cdn.rawgit.com/mfd/e7842774e037edf15919037594a79b2b/raw/665bdfc532094318449f1010323c84013d5af953/graphik.css" rel="stylesheet" type="text/css"><link href="https://use.typekit.net/naz2iry.css" rel="stylesheet" type="text/css"><!--<![endif]--><style>
*{box-sizing:border-box}body{margin:0;padding:0}a[x-apple-data-detectors]{color:inherit!important;text-decoration:inherit!important}#MessageViewBody a{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,.desktop_hide table{mso-hide:all;display:none;max-height:0;overflow:hidden}@media (max-width:620px){.image_block img.big,.row-content{width:100%!important}.mobile_hide{display:none}.stack .column{width:100%;display:block}.mobile_hide{min-height:0;max-height:0;max-width:0;overflow:hidden;font-size:0}.desktop_hide,.desktop_hide table{display:table!important;max-height:none!important}}
</style></head><body style="background-color:#fff;margin:0;padding:0;-webkit-text-size-adjust:none;text-size-adjust:none"><span style="color: transparent; display: none !important; font-size: 0px; line-height: 0px; height: 0; max-height: 0; max-width: 0; opacity: 0; overflow: hidden; mso-hide: all; visibility: hidden; width: 0;">FREE savings guide enclosed</span><div style="display: none; max-height: 0px; overflow: hidden;"> </div><a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/CgxkERlBHfIC4VWtjvISIFBbzhQgXhZo9YNQ4mrxaA-Kkz6Nm8zR03NSdTYNaI3oMecB90c0CdlBagxfz45AyuXMquS-22HIAQHSAScKEGNfY3VzdG9tZXJfZW1haWwSE21vcnBobGFiQHNjLmZzdS5lZHU.y__hidlD9OWSWQ/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELkszKnjnvE$" xnpe-attr="notextnorew"><img width="1" height="1" alt="" src="https://nxi-cdn.exponea.com/ext-prospects-emails/e/CgxkERlBHfIC4VWtjvISIFBbzhQgXhZo9YNQ4mrxaA-Kkz6Nm8zR03NSdTYNaI3oMecB90c0CdlBagxfz45AyuXMquS-22HSAScKEGNfY3VzdG9tZXJfZW1haWwSE21vcnBobGFiQHNjLmZzdS5lZHU.2vpbmrGcVp71zQ/open"></a><table class="nl-container" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff"><tbody><tr><td><table class="row row-1" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:0;padding-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="merge_content_block block-1" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad">
<!--[if gte mso 9]>
<xml>
<o:OfficeDocumentSettings>
<o:AllowPNG />
<o:PixelsPerInch>96</o:PixelsPerInch>
</o:OfficeDocumentSettings>
</xml>
<![endif]-->
<!-- Edit SL: -->
<title></title><meta http-equiv="content-type" content="text/html; charset=utf-8"><meta http-equiv="x-ua-compatible" content="IE=edge"><meta name="viewport" content="width=device-width, initial-scale=1.0"><meta name="format-detection" content="telephone=no"><!--[if !mso]><!--><link href="https://fonts.googleapis.com/css?family=Open+Sans:400,600,700" rel="stylesheet"><link href="https://fonts.googleapis.com/css?family=Montserrat:800,600" rel="stylesheet"><!--<![endif]--><meta name="generator" content="Mailchimp"><meta property="og:url" content="*|ARCHIVE|*"><meta name="x-apple-disable-message-reformatting"><meta name="robots" content="noindex,follow"><!-- Hero Style --><style type="text/css">
body{
margin:0;
padding:0;
-webkit-text-size-adjust:100% !important;
-ms-text-size-adjust:100% !important;
-webkit-font-smoothing:antialiased !important;
}
#MessageViewBody a{
color:inherit;
text-decoration:none;
font-size:inherit;
font-family:inherit;
font-weight:inherit;
line-height:inherit;
}
a[x-apple-data-detectors]{
color:inherit !important;
text-decoration:none !important;
font-size:inherit !important;
font-family:inherit !important;
font-weight:inherit !important;
line-height:inherit !important;
}
img{
border:0 !important;
outline:none !important;
}
p{
margin:0 !important;
padding:0 !important;
}
table{
border-collapse:collapse;
mso-table-lspace:0;
mso-table-rspace:0;
}
td,a,span{
border-collapse:collapse;
mso-line-height-rule:exactly;
}
.ExternalClass *{
line-height:100%;
}
.ni_defaultlink a{
color:inherit !important;
text-decoration:none !important;
}
.ni_g_img+div{
display:none;
}
.ni_grey a{
color:#343333;
text-decoration:underline;
}
.ni_white_u a{
color:#ffffff;
text-decoration:underline;
}
.ni_hover:hover{
background-color:#03c8ff;
color:#ffffff !important;
}
.ni_hover a:hover{
color:#ffffff !important;
}
.ni_hover2:hover{
background-color:#00d7ff;
}
.ni_hover2{
transition:.3s;
}
.ni_hover{
transition:.3s;
}
.ni_hover a{
color:#ffffff;
text-decoration:none;
}
.ni_link{
color:#0073b7;
font-weight:600;
}
@media only screen and (min-width:481px) and (max-width:599px){
.ni_main_table{
width:100% !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_hide{
display:none !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_full_img{
width:100% !important;
height:auto !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_full_img img{
width:100% !important;
height:auto !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_side10{
width:10px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_side15{
width:15px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_ptop{
padding-top:20px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_pbottom{
padding-bottom:20px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_h20{
height:20px !important;
font-size:1px !important;
line-height:1px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_padh{
padding:10px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_padall{
padding:20px 15px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_padnon{
padding:0 !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_wrapper{
width:100% !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.centered_image{
max-width:300px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_show{
display:inline !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_noborder{
border:0 !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.mobile_pad{
padding-bottom:30px !important;
}
} @media screen and (max-width: 480px){
.ni_main_table{
width:100% !important;
}
} @media screen and (max-width: 480px){
.ni_hide{
display:none !important;
}
} @media screen and (max-width: 480px){
.ni_full_img{
width:100% !important;
height:auto !important;
}
} @media screen and (max-width: 480px){
.ni_full_img img{
width:100% !important;
height:auto !important;
}
} @media screen and (max-width: 480px){
.ni_side10{
width:10px !important;
}
} @media screen and (max-width: 480px){
.ni_side15{
width:15px !important;
}
} @media screen and (max-width: 480px){
.ni_ptop{
padding-top:20px !important;
}
} @media screen and (max-width: 480px){
.ni_pbottom{
padding-bottom:20px !important;
}
} @media screen and (max-width: 480px){
.ni_h20{
height:20px !important;
font-size:1px !important;
line-height:1px !important;
}
} @media screen and (max-width: 480px){
.ni_padh{
padding:10px !important;
}
} @media screen and (max-width: 480px){
.ni_padall{
padding:20px 15px !important;
}
} @media screen and (max-width: 480px){
.ni_padnon{
padding:0 !important;
}
} @media screen and (max-width: 480px){
.ni_font10{
font-size:10px !important;
}
} @media screen and (max-width: 480px){
u+.ni_body .ni_full_wrap{
width:100vw !important;
}
} @media screen and (max-width: 480px){
.centered_image{
max-width:250px !important;
}
} @media screen and (max-width: 480px){
.ni_show{
display:inline !important;
}
} @media screen and (max-width: 480px){
.ni_wrapper{
width:100% !important;
}
} @media screen and (max-width: 480px){
.ni_noborder{
border:0 !important;
}
} @media screen and (max-width: 480px){
.mobile_pad{
padding-bottom:30px !important;
}
} /*
@media screen and (max-device-width:640px),
*/
body{
/*@media screen and (max-device-width:640px),*/margin:0;
padding:0;
-webkit-text-size-adjust:100% !important;
-ms-text-size-adjust:100% !important;
-webkit-font-smoothing:antialiased !important;
}
#MessageViewBody a{
color:inherit;
text-decoration:none;
font-size:inherit;
font-family:inherit;
font-weight:inherit;
line-height:inherit;
}
a[x-apple-data-detectors]{
color:inherit !important;
text-decoration:none !important;
font-size:inherit !important;
font-family:inherit !important;
font-weight:inherit !important;
line-height:inherit !important;
}
img{
border:0 !important;
outline:none !important;
}
p{
margin:0 !important;
padding:0 !important;
}
table{
border-collapse:collapse;
mso-table-lspace:0;
mso-table-rspace:0;
}
td,a,span{
border-collapse:collapse;
mso-line-height-rule:exactly;
}
.ExternalClass *{
line-height:100%;
}
.ni_defaultlink a{
color:inherit !important;
text-decoration:none !important;
}
.ni_g_img+div{
display:none;
}
.ni_grey a{
color:#343333;
text-decoration:underline;
}
.ni_white_u a{
color:#ffffff;
text-decoration:underline;
}
.ni_hover:hover{
background-color:#03c8ff;
color:#ffffff !important;
}
.ni_hover a:hover{
color:#ffffff !important;
}
.ni_hover2:hover{
background-color:#00A3E0;
}
.ni_hover2{
transition:.3s;
}
.ni_hover{
transition:.3s;
}
.ni_hover a{
color:#ffffff;
text-decoration:none;
}
.ni_link{
color:#0073b7;
font-weight:600;
}
@media only screen and (min-width:481px) and (max-width:599px){
.ni_main_table{
width:100% !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_hide{
display:none !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_full_img{
width:100% !important;
height:auto !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_full_img img{
width:100% !important;
height:auto !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_side10{
width:10px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_side15{
width:15px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_ptop{
padding-top:20px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_pbottom{
padding-bottom:20px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_h20{
height:20px !important;
font-size:1px !important;
line-height:1px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_padh{
padding:10px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_padall{
padding:20px 15px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_padnon{
padding:0 !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_wrapper{
width:100% !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.centered_image{
max-width:300px !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_show{
display:inline !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.ni_noborder{
border:0 !important;
}
} @media only screen and (min-width:481px) and (max-width:599px){
.mobile_pad{
padding-bottom:30px !important;
}
} @media screen and (max-width: 480px){
.ni_main_table{
width:100% !important;
}
} @media screen and (max-width: 480px){
.ni_hide{
display:none !important;
}
} @media screen and (max-width: 480px){
.ni_full_img{
width:100% !important;
height:auto !important;
}
} @media screen and (max-width: 480px){
.ni_full_img img{
width:100% !important;
height:auto !important;
}
} @media screen and (max-width: 480px){
.ni_side10{
width:10px !important;
}
} @media screen and (max-width: 480px){
.ni_side15{
width:15px !important;
}
} @media screen and (max-width: 480px){
.ni_ptop{
padding-top:20px !important;
}
} @media screen and (max-width: 480px){
.ni_pbottom{
padding-bottom:20px !important;
}
} @media screen and (max-width: 480px){
.ni_h20{
height:20px !important;
font-size:1px !important;
line-height:1px !important;
}
} @media screen and (max-width: 480px){
.ni_padh{
padding:10px !important;
}
} @media screen and (max-width: 480px){
.ni_padall{
padding:20px 15px !important;
}
} @media screen and (max-width: 480px){
.ni_padnon{
padding:0 !important;
}
} @media screen and (max-width: 480px){
.ni_font10{
font-size:10px !important;
}
} @media screen and (max-width: 480px){
u+.ni_body .ni_full_wrap{
width:100vw !important;
}
} @media screen and (max-width: 480px){
.centered_image{
max-width:250px !important;
}
} @media screen and (max-width: 480px){
.ni_show{
display:inline !important;
}
} @media screen and (max-width: 480px){
.ni_wrapper{
width:100% !important;
}
} @media screen and (max-width: 480px){
.ni_noborder{
border:0 !important;
}
} @media screen and (max-width: 480px){
.mobile_pad{
padding-bottom:30px !important;
}
} @media only screen and (max-width:480px){
/*
@media screen and (max-device-width:640px),
*/
.mj-hero-content{
/*@media screen and (max-device-width:640px),*/width:100% !important;
}
} @media only screen and (max-width:480px){
.hero_header_resize{
font-size:23px !important;
line-height:30px !important;
}
} @media only screen and (max-width:480px){
.hero_header_resize2{
font-size:30px !important;
line-height:35px !important;
}
} @media only screen and (max-width:480px){
.hero_title_resize{
font-size:20px !important;
line-height:28px !important;
padding:5px 15px !important;
}
} @media only screen and (max-width:480px){
.hero_title_resize2{
font-size:18px !important;
line-height:25px !important;
padding:5px 15px !important;
padding-bottom:15px !important;
}
} @media only screen and (max-width:480px){
.header_rating_resize{
font-size:10px !important;
line-height:11px !important;
}
} @media only screen and (max-width:480px){
.hero_rating_td{
padding-bottom:30px !important;
}
} @media only screen and (max-width:480px){
.hero_subheader{
font-size:23px !important;
}
} @media only screen and (max-width:480px){
.header-padding{
padding-top:30px !important;
}
} @media only screen and (max-width:480px){
.threeCol{
width:90% !important;
display:block !important;
padding:3px !important;
padding-top:0 !important;
text-align:center !important;
}
}</style><div id="preview_text" style="display:none;font-size:1px;color:#f8f8f8;line-height:1px;max-height:0px;max-width:0px;opacity:0;overflow:hidden;">
</div>
<div id="border-top" style="padding-left:25px;padding-right:25px;padding-top:3px;padding-bottom:5px;background-color:#00d7ff;">
</div>
<!-- == Header Section == -->
<table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="ni_full_wrap" bgcolor="#f8f8f8"><tbody><tr><td align="center" valign="top">
<table role="presentation" align="center" width="600" border="0" cellspacing="0" cellpadding="0" class="ni_main_table" style="width:600px;table-layout:fixed;" bgcolor="#f8f8f8"><tbody><tr><td valign="top" align="center" style="padding:25px 0px 25px 0px;" class="ni_padh">
<table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" align="center"><tbody><tr><td class="ni_defaultlink ni_font10" valign="middle" align="left" style="color:#3cbbed;font-family:Helvetica, 'Open Sans', Arial, sans-serif;font-size:12px;line-height:18px;width:100px;">
</td>
<!-- Buffer Side - 30px -->
<td width="30" class="ni_side10" style="width:30px;"> </td>
<!-- Logo -->
<td valign="top" align="center">
<a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJx9T08vxEAczRJBWSslgtPeJMSObrvbbcW_iDgJcZHY0PxmOqvd7UybzjQhcXMi4eLoG_gQPoAIwUnchHB1EFfLRiLB3n7v5b33e0_NrpQv-7ObA97b3spD9dXLHBxPH55cXN-K1aSY9g5fhnVPykjYCMkYSC3H6bYc97lIYuCE5kjIUODzmpgRNPYhmLJ0rTihPafeF43Ouzk7rbQkQm2n21HIKdhddcjUNsrAD-xMHRC1c3kxuzafXVjS7TElk0jmEGAR-Fvc8V11sJjXTFohhEIJGzoukgI2Lc016-6OT7GkMVNb86ZuDyvpb8LhwOjP5F6lnXjAOQ2-nw817FEcVtV0fdPnJSJKpLBHlZ6fNZq1WN9PIYRDdwdJwAFFsnHHSLoNpqxt_Cb_kTUTNGfK-gYCPGnivGmAYRQqBWIZJuw2prIwjrwA8KwguYpIctRNdomFAVPXtXClZJQKbrXbuTqaPX-6OH08u4eb1IjSSxySCBkyGjtfOWrfH0EfH13GOg.umEjNfwjq1142w/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELksRewYwM0$" target="_blank">
<img src="https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/ae52a6e2-ca6a-4d8e-8944-532f952aae85/42384d00-d4c2-11ea-8462-66d9a720b7f3/NextInsurance_Logo_Blue.png" width="115" alt="Next Insurance" border="0" style="display:block; max-width:115px; font-family: Helvetica, 'Open Sans', Arial, sans-serif; font-size:15px; line-height:18px; color:#000000; font-weight:700;"></a>
</td>
<!-- Buffer Side - 30px -->
<td width="30" class="ni_side10" style="width:30px;"> </td>
<!-- View Online -->
<td class="ni_defaultlink ni_font10" width="100" valign="middle" align="right" style="color:#112639;font-family:Helvetica, 'Open Sans', Arial, sans-serif;font-size:12px;line-height:18px;width:100px;">
<!-- Rating -->
</td>
</tr></tbody></table></td>
</tr></tbody></table></td>
</tr></tbody></table><!-- == //Header Section == --></td></tr></table><table class="image_block block-2" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad" style="width:100%;padding-right:0;padding-left:0"><div class="alignment" align="center" style="line-height:10px">
<a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJx9T81KG1EYxZaiGY2RaRF1lVULCrlkMpP5EVuLSlalQYRCgw7f_Ykzce6dYe6dYsGdu4JuXPoGfQgfQERRV9Jdqei2i-LWxCQQMHR3zuGc851PL9Yb52-KW9PBv_3679bfoPDj6P3B8dnltVzPqvng4H5uNVAqkR5CKgWyUxJsV4VCZikIwkok5igKxY78IFkaQrTkuoZjWY5dfUsCEIJFS2scwqh8N_JQM3M3H7289iKT-ijbTWLBwBtvU66_Yh2TV2gTouc-14pfVoprnyreglbIFPcJ8ATCbeGHVJ-pGmWbNQlh4GCzgqvEwrZbpnY7PdYxK5Zy_aVhV7w5Ld8XfAGcDTZPaaO9gf3js914ksYtPd9-soNkwoiS3rw2OTjjfyu-biCEY_odKcARQ6qLU6RoV2mUN5-LQ2zGZo_S8BsCvGhjwzbBNK2mRVzThr3uaB6nSRABXpak1JRZidFsj7gYMKPUxU3HdCzamvAvDpdPb89-_jn5BVcj77Qp4pNMqpiz1H_q0V8PKXoEVDu4kA.TvwtuklYaesfkQ/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELks-3JaEn4$" target="_blank" style="outline:none" tabindex="-1"><img class="big" src="https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/ae52a6e2-ca6a-4d8e-8944-532f952aae85/15efff8c-3560-11eb-b6b0-5e4abf5aab0c/NI-Lifecycle-Lead-90-Scenario-EM5.jpeg" style="display:block;height:auto;border:0;width:600px;max-width:100%" width="600" alt="Costs are rising everywhere." title="Costs are rising everywhere."></a></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table class="row row-2" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:0;padding-bottom:5px;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="text_block block-1" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class="pad" style="padding-left:20px;padding-right:15px;padding-top:20px"><div style="font-family:sans-serif"><div class style="font-size:14px;font-family:Graphik,sans-serif;mso-line-height-alt:16.8px;color:#0e2b42;line-height:1.2"><p style="margin:0;mso-line-height-alt:16.8px"><span style="font-size:16px;">NEXT Insurance was created to give your business the coverage it deserves. Simple, affordable and tailored. Here are some tips to save time and money:</span></p><ul style="line-height:1.2;mso-line-height-alt:19.2px;font-size:16px"><li>
<span style="font-size:16px;"><strong>Don’t get more insurance than you need</strong>. We can customize your policies so you aren’t over- or under-insured.</span></li><li><span style="font-size:16px;"><strong>Don’t pay extra fees</strong>. With NEXT, you don’t pay extra for monthly payments, cancellation or additional certificates of insurance.</span></li><li><span style="font-size:16px;"><strong>Bundle NEXT policies and save up to 10%</strong>.</span></li></ul></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table class="row row-3" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#e6f8d3;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:0;padding-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="text_block block-1" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class="pad" style="padding-bottom:10px;padding-left:20px;padding-right:20px;padding-top:10px"><div style="font-family:sans-serif"><div class style="font-size:14px;font-family:Graphik,sans-serif;mso-line-height-alt:16.8px;color:#0e2b42;line-height:1.2"><p style="margin:0;mso-line-height-alt:16.8px"><span style="font-size:16px;">Get more in-depth savings tips with our<span style> easy <a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJx9T0FLG0EURkVS166RtRSbU26Fijsk2WSTVYpFSk5F6UVQ2uXNzIu7YWd22Jk1Ct68Feylx_6D_oj-AAkt1ZN4Ky3ttQfx2pjFIlQ8vMf3Pr73vfc51c2dL4-qbx9Hl0eb3_t_ovK7D8-PPw6_nenXecuOjn9XViNjlA4IGQwGrsR9E0udZyAZuiwVhCbpLmERglqmuY4lar38T0Fqvyauut7M-YvAtiZz7ZRwX6USIZgdjcKZRgFxEpRHA3NmNrrVrfXqy1eNYMkq50aEDISCeFeGMXcWW_Wajz3GENrUa9AWa1K_U-P-aPvBtdhgJpyput8IKpZ9Q4QSBN52nrdKLAIpMbk5_qRYV1nad-xRvGukFTKjg2fW3O037vtiGwihKT8gBmiCxBQ4I4YXzE7jzf_kXcwY83hvXIpoBbJoQFd8Wvc98Lxmr8k6ng-HRQKRZipKgK5p5vZ07iLPD1mHAkXOO7TX9tpN3n8Yfn2_dvJz-OnH5ws4nXhqzbOQ5dqkArNw7OMs3GH0F22FvDU.3thH_6sCN4laSQ/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELksna001mo$" target="_blank" style="text-decoration: underline; color: #0000FF;" rel="noopener">guide</a> to getting cheaper insurance. </span></span></p></div></div>
</td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table class="row row-4" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:0;padding-bottom:0;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="button_block block-1" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad"><div class="alignment" align="center">
<!--[if mso]><v:roundrect xmlns:v="urn:schemas-microsoft-com:vml" xmlns:w="urn:schemas-microsoft-com:office:word" href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJx9jz9Lw1AUxaki1WhteYpop04KCilt81-qFS2dxOLiIBjee3k1afNeQl4CHbq5CXVx9Bv4IfwAUhR1EjdRdHUQV1NroYO43XM553fPBbn64c187mjB_jypPzc_7PTp-Ub3onf3wPcjJWV337M7dhj63MjnwwDilshIO3QYjwLIMBGxR_Ouw1p8k5PAgW5Z14uaLGuqsoxtyBhxy1UKHbfwlviqSVOPW0ZKGIs4SJK27zECjelYUjBB-iYjHQsMpvZquYPtXHW3ZKwJ6SikJobUh84xMx0LLCrFgkoaGBOoIamEFCwjVS9Yapye7JtDElAwXlRLRlZIDRcmg5SMkjNC8rfg8PjSIO4HXhOk4if7E_cJDrmxKsyO1vivBVpXUVGVoCTJDRnrkgo7Azz1At92IapwLDZ4JBIr6mAdQUQsS0cNTdJkqzlj3p5Vrl97ly9XT_A-sSJksIkjHnqUBOYPB8z9AfoGLWyZwg.2sSUeXmuv92YPQ/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELksnZiySjg$" style="height:45px;width:182px;v-text-anchor:middle;" arcsize="67%" stroke="false" fillcolor="#0075ff"><w:anchorlock/><v:textbox inset="0px,0px,0px,0px"><center style="color:#ffffff; font-family:sans-serif; font-size:18px"><![endif]-->
<a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJx9T81KG1EYRYukGRsjo4i6ysqCQi5JZjI_Ek3R4KpURChU7PDdnziTzL0zzL0jEbJzJ6SbLvsGfQgfQETRroo7qei2i9Jtk0ZBaOjunMM55zufXtjeu5gtfJzzfx1v37Z--vmTz2u9L-dX3-ROWs35vYfFTV-pWLoIqQRIuyhYRwVCpgkIwook4igMRFuuS5YEENYcp2ybpm1Vl4gPQrCw1uAQhKX7sd9bRvb7GzenjadSz7BOHAkG7mSfcn2CDUxuvk-Inn23VXi_UWi8rbgrWj5V3CPAYwgOhBdQfb5aLlmsSQgDGxsVXCUmtpwStfrplwOzYgnXX5Stiruo5Z4ETwBnz5untczjwKfjC8N4nEQtPdd_coBkzIiS7rI29XzG_1Z82EUIR_QIKcAhQ2qIE6ToUNkz9v8VR9hK-4-UBocI8KqFy5YBhmE2TeIYFnSHo3mUxH4IuC5JsSnTIqNplzgYMKPUwU3bsE3aeuVdfqqf3Z1__XF6A9djr7Vp4pFUqoizxPvbo8-MKPoDVba4kg.GWWdDnCWCxDr2A/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELksWa22mB8$" target="_blank" style="text-decoration:none;display:inline-block;color:#ffffff;background-color:#0075ff;border-radius:30px;width:auto;border-top:0px solid transparent;font-weight:undefined;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;padding-top:5px;padding-bottom:5px;font-family:'Graphik', sans-serif;text-align:center;mso-border-alt:none;word-break:keep-all;"><span style="padding-left:20px;padding-right:20px;font-size:18px;display:inline-block;letter-spacing:normal;"><span style="word-break: break-word;"><span style="line-height: 36px;" data-mce-style>Get Instant Quote</span></span></span></a>
<!--[if mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr></table><table class="text_block block-2" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class="pad"><div style="font-family:sans-serif"><div class style="font-size:14px;font-family:aktiv-grotesk,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style="margin:0;font-size:14px;mso-line-height-alt:16.8px"><span style="background-color:#ffffff;color:#000000;">Coverage and discount eligibility varies by state.</span></p></div></div></td></tr></table><table class="merge_content_block block-3" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad">
<!-- == Footer Section == -->
<table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="ni_full_wrap" style="border-collapse: collapse;mso-table-lspace: 0;mso-table-rspace: 0;"><tbody><tr><td align="center" valign="top" bgcolor="#f8f8f8" style="border-collapse: collapse;mso-line-height-rule: exactly;">
<table role="presentation" align="center" width="600" border="0" cellspacing="0" cellpadding="0" class="ni_main_table" style="width: 600px;table-layout: fixed;border-collapse: collapse;mso-table-lspace: 0;mso-table-rspace: 0;" bgcolor="#f8f8f8"><tbody><tr><td valign="top" align="center" style="padding: 25px 46px;border-collapse: collapse;mso-line-height-rule: exactly;" class="ni_padall">
<table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" align="center" style="border-collapse: collapse;mso-table-lspace: 0;mso-table-rspace: 0;"><tbody><tr><td valign="top" align="center" style="border-collapse: collapse;mso-line-height-rule: exactly;">
<table role="presentation" width="508" border="0" cellspacing="0" cellpadding="0" align="center" style="width: 508px;border-collapse: collapse;mso-table-lspace: 0;mso-table-rspace: 0;" class="ni_wrapper"><tbody><tr><td valign="top" align="center" style="border-collapse: collapse;mso-line-height-rule: exactly;">
<table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" align="left" class="ni_wrapper" style="border-collapse: collapse;mso-table-lspace: 0;mso-table-rspace: 0;"><tbody><tr><td valign="middle" align="center" style="border-collapse: collapse;mso-line-height-rule: exactly;"> <a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJylkLFKw1AUhqkiarRWooh26iYoNqZJmyaiVkQ6icVFsNRw7s2tSc29Cbk3oODmJuji6BsIvoIPIKKok7iJoquDuNpaBEFxcTvn4z__-c-RM5Xq5XBmY8R926s8NF7d1P7R3MHxxfUtX40LSffgJa25QoTcUhQRAd7KMrItpjzG4wgYJlkcUMX32Baf5yTywJ81NbUwrT4n3st6792ClZQ6Yi53k-0wYASsvmZL5S5CwfOtVLPBcu9KObO2mFla1qxJKRULamOgIXibzPYcebSQUw1Sx5hAEekaKuA8MkzVMZrTPS2xIBGVO3OGZqWl5BewGVDy3XlQ6sYuMEb8r-Vj7fEwChpysnlTq-IhwYJbE9LA9xh_pVg_TSgKCpwdRQDyiSLadaQIp02qeu0n_EWm1f4W_JNU1VoLApoxUM7QQdfz9Tw2dQN22--gQRS6PqASx9k6j7PEiXexiQARxzFRvagX806j3746LJ0_XZw8nt3DTWJcGsQ2jrkIKInsTx956BejDwrp06k.VGPmCw0jZjHxMw/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELks1jUI6bw$" target="_blank" style="text-decoration: none;border-collapse: collapse;mso-line-height-rule: exactly;">
<img src="https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/ae52a6e2-ca6a-4d8e-8944-532f952aae85/42384d00-d4c2-11ea-8462-66d9a720b7f3/03_NextInsurance_Icon_Circle_White_022225.png" width="55" alt="" border="0" style="max-width: 55px;font-family: Arial, sans-serif;font-size: 9px;line-height: 12px;color: #ffffff;font-weight: bold;border: 0 !important;outline: none !important;"></a>
</td>
</tr><tr><td height="15" style="height: 15px;border-collapse: collapse;mso-line-height-rule: exactly;"> </td>
</tr><tr><td style="color: #0E2B42;background-color: #f8f8f8;font-family: Helvetica, 'Open Sans', Arial, sans-serif;font-size: 12px;line-height: 15px;font-weight: normal;text-align: center;border-collapse: collapse;mso-line-height-rule: exactly;" bgcolor="#f8f8f8" class="ni_main_table">
<a name="contact-us" style="color: #0E2B42;text-decoration: underline;border-collapse: collapse;mso-line-height-rule: exactly;" href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJwTUgiIPieiECeW8bU54FHWxwz-rsl2vbPPXLxcHFRqxpvR-0LKOKOkpKDYSl-_pCgxOVsvL7WiRDczr7i0KDEvOVUvOT9XPyczL7vYvji1KDMxx9bEwMDA0PA543d3E86bjla8XEylxULsqRUF-XmpiVbcQG6uEGtqbmJmjhU_kJMsxOnvrhDurODqa2ylzcVfWpIbn5yYW5CYmZ4Xn5kiJGFmZGiempacnJpokWRinGSWbJpkbmmYYg7UzQFSXJJalCvEbGRubCXFxQsTiM9LzE1FNlmAiz05IzEvLzUHZrkkRHtBUX6WEC_QTyBWcUFqckmxlRYXH7Iz8LkiagOjvn5SfkqlfkliUk6qfgmEXaRfkgIRiTaJxRTEosw4Fr8CCkXA5qfoJ0YbxiZZmycZmZskmpiYppkmW5qYJ9ZAQiQ3v6ggIycxyaE4WS-tuFQvNaW0JtkyKTEpNSXFMinNwsTCNCWLJ_58n8Opp2dWPdl3O_ESozqXQHJ8cmlxSX5ualE82BwhYSwGAQBVJtSJ.mYYETd-OLqCbSA/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELksFrelsWQ$" target="_blank" class="footer">Contact us</a>
<br><br>
© 2023 Next Insurance Inc, All
rights
reserved.<br><br><strong>Our mailing address is:</strong>
<br>
PO Box 60787, Palo Alto, CA 94306<br><br>
This email is intended for <a href="mailto:<<Email%20Address>>" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #0073b7;font-weight: normal;text-decoration: none;border-collapse: collapse;">morphlab@sc.fsu.edu</a>.
To ensure delivery of this email and future mailings,
please add <a href="mailto:hello@mail2.nextinsurance.com" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #0073b7;font-weight: normal;text-decoration: none;border-collapse: collapse;">hello@mail2.nextinsurance.com</a> to your contacts book or safe senders list.
If you do
not wish to receive this email please <a href="https://urldefense.com/v3/__https://nxi-cdn.exponea.com/ext-prospects-emails/e/.eJylkE9rE1EUxYkitaMxZRTRrrITlOQlmZdMZgRpMsSaSGKTirUtdXj_JpN03sww742MoTt3Qt249BPoyk_gB5CiqCtxJ4puXYhbx8RKwdKNu3sP557746j5lc3X5_L3zrs_Hq58Gn93c4-eXNt9uvf2vRjEtay7-23xWcaVMhQmAH4yKhDqF1kSBj5DRRJwwBJZCKNAhIxIUWAcjTwBGLCGyXZr4DVvOG0L3lmT4_vt1fb1Jp64_eFddyMw1nt9yKMENQo3tye1Hq9PBiWtt0pvr_dQWwu6jDSNEilZ1GuSNKvTazmloCxYg8FOTRSNVn9o6Z1uqDsMDQEJfMF8Wf6a-bkM5z80zKxyLBbq3B9S81S6cvXEFM_MpQtR528t59esfKurmVeUXCy5TRAP0Wjo2yOqXqhVyjpzCGGojqGGa6SKdaNM9fT65G-zZBFXj1d0zVxUsvuC7SPODiYvKHPERb7PvP3nF2fnaWVjNZuWZ_8tz7ysnDmIcRTFxosMADigD4BE2GNAzuYISDpTNuHWv-IhNm3raMN_KtN8ClCKg6_quKJDBGHVqRID6mhn1ggPotD1EF4SpOiIuMhovEMMjDCj1MBOHdardHzafvN46dWXveefX35E7zKXlAVik1jIgLPInuaoZw8J-gWlRP0M.QKTAcjkn0YUorw/click__;!!PhOWcWs!ychVuJIe5k21A0ZLZ1fpRQ54ZSqSaKhQ5TP3LI_FxSiNYyPaEQrzuV0_5WWQciNa1GPa9AFkU3EHla2RELksiRcLqGs$" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #0073b7;font-weight: normal;text-decoration: underline;border-collapse: collapse;">unsubscribe</a>.
</td>
</tr></tbody></table></td>
</tr></tbody></table></td>
</tr></tbody></table></td>
</tr></tbody></table></td>
</tr></tbody></table></td></tr></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><!-- End --></body></html>